Commercial Hard Money Loans
A commercial loan from our hard money lending team will allow you to receive the quick capital you need to purchase or refinance.
Read MoreRehab Loans
If you are looking to start a home improvement project or need the capital to remodel a residential property then a rehab loan is a great option.
Read MoreFix and Flip Loans
A fix and flip loan is great for those who are in need of the capital to purchase a home with the sole purpose of remodeling and selling the home.
Read MoreBridge Loans
If you are currently renovating a commercial property or a residential building and need short term funding then a bridge loan can provide.
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About Us
The Hard Money App specializes in equity-based first mortgages to investors.
The qualifying process focuses on the equity in the property only. As opposed to personally qualifying the borrower.Maintaining the highest level of personal and corporate credit ratings We analyze every deal on a case-by-case basis and approvals are based on the condition and location of the property and the investor’s particular needs. We are a hard money lender here to serve your investment borrowing needs.
Our specialty is non-owner occupied residential or commercial property. There are no personal qualifying requirements because our loans are equity-based only. This means we can close quickly and hassle-free.Previous operations have been sold to large publicly held corporations. Both men are committed to maintaining the highest credit ratings and adhere to all lending regulations. Their companies have always maintained a very positive reputation in the financial community.
- We have professional team
- Complete Online Application
- Phone Consultation
- Settlement Scheduled
What is a Hard Money Loan?
A hard money loan is a loan from a private lender backed by a tangible asset like real estate. These loans usually have shorter terms and higher rates than traditional mortgages. A hard money loan is a loan from a private or non-traditional lender. The asset being purchased is used as the collateral for the loan, reducing risk for both the borrower and lender. If you are interested in learning more about hard loans or our hard money loan requirements then reach out to our experienced associates. The requirements for hard money loans can very depending on the type of project and the experience of the client.
How Does a Hard Money Loan Work?
A hard money loan is a way for you to borrow money for real estate without using traditional mortgage lenders.Instead, the funds come from individuals or investors who lend money based primarily on the property you’re using as collateral. Traditional mortgage loans require proof that you can comfortably repay the debt. Lenders often review your credit scores and any income available to evaluate your creditworthiness. If you have plenty of income, savings, or can get another collateralized loan you might not need to worry.
Benefits
The Hard Money Company Advantage
All Types of Credit Accepted
Fast Closing & Minimal Paperwork
Deal Directly with the owners
No Hidden Fees or Charges
Great rates
